What's new

We’re launching Penny Validation API, a fast way to verify Mexican bank accounts (CLABE), confirming name, RFC, and CURP, with built-in sanctions and PEP checks.

As part of Tech Week Mexico 2025, we are excited to introduce Penny Validation API, the newest addition to Zenpli’s Identity Verification suite.

This API enables businesses to verify the ownership of a Mexican bank account (CLABE) through a symbolic micro-transfer. It confirms key identity attributes — name, RFC, and CURP — directly with financial institutions, while also checking against sanctions and PEP lists.

Key benefits:

• 🔒 Strengthened compliance: aligns with AML/KYC obligations for financial institutions across Mexico and LATAM (soon).

• ⚡ Frictionless experience: bank-backed verification completed in seconds.

• 📈 Scale with confidence: reduce fraud exposure and expand operations with trust.

Technical highlights:

• Asynchronous validation of the micro-transfer via SPEI.

  • CEP URL: direct access to BANXICO’s official verification page.

• Webhook notifications, providing full traceability and supporting retries in certain scenarios.

• Smart attribute matching for name, RFC, and CURP.

• Integrated screening against SAT 69a/69b, AML, and PEP lists. Covering nearly 1,300 global watchlists.

🔗 Full API documentation will be published soon on our Developer Platform.

1. Chile Market Enablement
Lucy now supports KYB verification processes in Chile, enabling our customers to expand operations and ensure compliance in a new market. This marks a strategic milestone in Zenpli’s regional growth.

2. Structured Outputs
We’ve introduced structured outputs that enhance communication between the verification engine and backend systems. This improvement ensures more consistent and reliable data processing, laying the groundwork for enabling additional countries and use cases.

What does this mean for our customers?

• A ready-to-use solution for business onboarding in Chile.

• A technology foundation prepared to scale quickly into new markets.

• Increased reliability in the information validated through the Lucy KYB API Suite.

Documentation and resources

Check out the full list of supported document types by market in our public documentation:
👉 Supported Document Types by Market

We’ve added new insights to enhance fraud detection and identity verification across multiple vectors. These additions enable you to assess usage patterns, risk levels, and key associations for phone, email, IP, and identity data.

Key additions:

• Phone

  • Days since first and last seen in the identity network

  • Disposable number detection, blacklist checks, and recent abuse flags

  • Risk score and registration location

  • Associations with full name and email

• Email

  • Deliverability checks, recent abuse, and common pattern detection

  • Risk score, generic domain validation, and frequent complainer flag

  • User activity level, domain velocity, and associations with names and phone numbers

• IP

  • Mobile carrier identification, MCC and MNC codes

  • IP risk score

• Identity

  • List of full names linked to an email

  • Email ↔ full name match status

  • Phone ↔ full name match status

  • Phone ↔ email match status

Availability:
These new insights are available via API and in the Sandbox environment for easier testing and integration.

🔗 Check the Updated Insight Catalog.